Perspectives on wealth management, retirement planning, and the evolving landscape for clients and advisors.
Most people prepare for the big healthcare costs in retirement: Medicare premiums, prescription drug coverage, and maybe extended care insurance. That’s a great start. But some costs can sneak up later. Fidelity…
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When inflation makes headlines, the conversation usually stops at a single number. Prices went up 3 percent. Or 4 percent. But which number? Measured how? And by whom? The truth is there’s no single “inflation rate.”…
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The average American owes $63,500 in debt. Of the American debt tallied in 2025, 70.1% came from mortgage debt. Of the remainder, 29.9% came from auto loans and 28.9% from student loans. Little wonder that money worries…
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Small business owners may find it challenging to find ways to provide additional benefits to their children who work for the company. One often overlooked choice is including a Roth individual retirement account (IRA)…
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The latest research suggests that divorce rates in the U.S. have been falling in recent decades. Still, many people face the difficult crossroads that comes when their marriage ends.1 Getting a divorce is often a…
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In today's fast-paced world, financial stress has become a part of life for some. The anxiety and pressure associated with money matters can create a vicious cycle, affecting both mental and physical health. However,…
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Monthly Memberships In the last few years, we’ve become accustomed to many convenient services, many offered via subscriptions. Now, in the old days, if you had a few magazines or newspapers stacked up, you might not pa
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Managing the Risk of Outliving Your Money “What is your greatest retirement fear?” If you ask some pre-retirees this question, “outliving my money” may be one of the top answers. In fact, 45% of workers say they fear ou
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Healthcare Costs in Retirement In a 2025 survey, only 41% of all workers had calculated how much money they would need to pay for medical expenses in retirement. Being aware of potential healthcare costs during retireme
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Inflation & Your Money "If the current annual inflation rate is less than 3 percent, why do my bills seem like they're 10 percent higher than last year?"1 Many of us ask ourselves that question, and it illustrates
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Estate Strategies of the Rich and Famous Famous people are all too human. Tabloid newspapers and celebrity magazines and websites make bank chronicling their every moment, from going out for a coffee to attending glamor
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A Decision Not Made is Still a Decision Whether through inertia or trepidation, investors who put off important investment decisions might consider the admonition offered by motivational speaker Brian Tracy, "Almost any
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